Roth IRA Conversion Guidance

 

Converting to a Roth IRA can provide special tax advantages, namely Tax-Free Growth, over traditional retirement accounts like 401(k)'s, 403(b)'s & IRA's that simply defer taxes until a later time. But they don't always make sense.

Eligibility & Requirements:

  • Breakeven Analysis
  • Conversion Limits
  • Eligibility Requirements
  • Age & Income Restrictions
  • Backdoor Roth Conversions


Despite some distinct advantages, a Roth IRA is not always the best option for every investor.

Important Considerations:

  1. Tax Impact
  2. Expected Holding Period
  3. Timing of Expected Withdrawals
  4. Investment Choices


As an Accredited Investment Fiduciary® (AIF) Mark Timmick can help you analyze and evaluate the options to make the best choice for your personal goals and financial situation. With our knowledgeable guidance we'll help ensure you tax-optimize your portfolio and simplify your financial life.

Request a complimentary “Get To Know Us” Meeting to begin exploring how we can assist.
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